Ready Up

Is your home protected against extreme weather? It better be. According to a study from the National Oceanic and Atmospheric Administration, in 2020, weather events and natural disasters cost America about $95 billion in damages. And this year, the news has been just as — if not more — grim. While you can’t stop extreme weather, you can make sure your homeowners insurance is primed and ready to go. Unfortunately, sometimes homeowners don’t understand what their policy covers.

A recent report from Realtor.com found that just 56 percent of homeowners knew what to look for in their insurance policy. An additional 15 percent said they had no idea what to look for in the policy. That means most people need a brush-up on what homeowners insurance covers. Here’s a breakdown: