If you’ve got kids (okay, adults) heading off to college, it’s now or never: You need to have one more conversation about how to save money before they set out on their own. It’s not that you won’t be able to talk to them about finances as they get older, but college is a crucial moment — they will feel and be more independent than ever before. And if you share some savings wisdom with them now, then there’s a good chance it’ll stick. While it’s not exactly easy to save during college, there are some ways to make it happen. Below are some tips you can share: